Reduce Impulse Spending

I used to have horrible spending habits. I would shop until I had barely any money left. Now I am better at budgeting even though I struggle sometimes. Here below are some ways that helped me reduce impulse spending.

Ideas to reduce impulse spending:

– Check bank account(s) before spending.

-Set budget (Ex: $90 per month).

-Ask yourself what you need and why you need it.

-Do not buy things you do not currently need.

-When window shopping or browsing a store leave your card in a hard to reach place (back of bag, *this is hard if you have Apple Pay*).

-Withdrawal your budget amount and hide your card. Use your cash to keep track of how much you are spending.

-For unexpected trips and emergency set aside money (Ex: $70). Whatever amount is reasonable.

-As soon as you learn where you are going on a trip, set a budget ASAP!


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